2025 Centra Gold Welcome Points

Simply activate your card, make your first purchase, and spend to unlock up to 2,000 Flex Rewards welcome points.*

While you’re out there enjoying what life has to offer, be rewarded for the things you buy along the way.

Apply for a Centra Gold now and get up to 2,000 Flex Rewards welcome points! Earn 1,000 points just by making your first purchase and another 1,000 points when you reach $1,500 in qualifying transactions within the first 100 days.*

This offer is available from January 1, 2025 and expires on December 31, 2025.

Make the most of what you love to do, with rewards on every purchase and insurance protection to back you up.

With a low annual fee and a competitive interest rate, Centra Gold also gives you a little flexibility in your budget. 

Rewards on every purchase

  • 1 Flex Rewards point for every dollar spent
  • No limit on what you can earn

Insurance and purchase protection

  • Zero liability insurance
  • Mobile device insurance
  • Purchase protection and extended warranty on eligible purchases

Low fee, low rate

  • Low $50 annual fee
  • 12.99% interest rate

How to Apply:

  • Apply for a credit card online.
  1. Click the ‘All Cards’ tab located at the top of your page.
  2. Select the Centra Gold card in the ‘Personal Cards’ page.
  3. Click ‘Apply now’ 
  • Call us at 1.855.341.4643
  • Visit your local branch to start your application

*Click here to view the full terms and conditions.