Click the links below to learn more

Individual Pay Structure1  |  Consolidated Pay Structure2

CardWise  |   MyCardInfo 

 CardWise FAQ for Business Cardholders  |  My Personal Account

CardWise How-to


Discover the two digital account management solutions available to you as a Business Cardholder, according to your account structure and business needs:

CardWise

CardWise is a simple and secure digital card management tool designed to support the day-to-day needs for your business credit card account. Available as a mobile app (CardWise Mobile) and an online platform (cardwiseonline.ca). Business cardholders on an Individual Pay Structure1 can register for an experience all features and benefits of CardWise, such as:

  • View your account details at a glance, including balance and recent transactions.

  • Customize card controls and alerts within a variety of categories – location, region, merchant category, merchant type, and more.

  • Push card details to Apple Pay or Google Pay from within the App.

  • View your card details for eCommerce transactions (this includes your card number, expiration, and CVV) all within the platform securely using step-up authentication.

  • View enriched transaction details and history.

1 Individual pay is a billing structure for business accounts that offers individual cardholder billing and payments for each registered business cardholder. Like a Consolidated Pay structure, the business shares a credit limit among all cardholders, but the company account instead accumulates the outstanding balance of each cardholder in real-time. Each cardholder under this structure receives their own billing statement and makes payments directly to their individual cardholder account.


Accessing CardWise

Download on the App StoreGet it on Google Play



 

 

MyCardInfo:

MyCardInfo (MCI) is a secure online platform that supports the administrative needs of your business account. Business cardholders on a Consolidated Pay Structure2 are encouraged to use MCI for their more complex business needs, including:

  • View your current balance and available credit.
  • Track, manage and redeem your rewards.
  • View card transaction history
  • Dispute a suspicious transation.
  • Set up automatic monthly payments.
  • Make a one-time card payment.
  • Sign up for paperless eStatements.
  • Sign up for fraud alerts
  • Alert us when you'll be travelling or when you expect unusual volume of card activity

2 Consolidated pay is a billing structure for business accounts that centralizes billing and payments under a single Authorized Business Representative Control Account. Under this structure, the business employee cardholders share credit limits and accumulated balances. The Authorized Business Representative receives consolidated statements and makes payments directly to their Control Account.


Accessing MyCardInfo  

Hover over the Sign Up/Log In button on the top-right corner of this page and click MyCardInfo.


Unsure if your Business Account is on an Individual pay or Consolidated pay structure? Give us a call at 1.855.341.4643 24/7 to learn more.