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Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Why pay more to carry a rewards credit card? The Centra Gold Mastercard® helps you collect valuable reward points on the purchases you make on a regular basis. But you won't break the budget with high fees or high interest rates.


Sign up for a new credit card and get up to 2,000* Flex Rewards Welcome Points. This offer is available from January 1, 2025 and expires on December 31, 2025.

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%. This offer expires on June 30, 2025.


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Card Benefits

  • Annual Fee: $50.00
  • Additional Card Fee: $10.00
  • Interest Rate (Purchases): 12.99% Fixed
  • Flexible rewards points redemption options1
  • Purchase Protection & Extended Warranty Insurance2
  • Mobile Device Insurance2
  • Zero Liability Fraud Protection3
  • Mastercard Benefits

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Rewards

Earn valuable rewards every time you use your Centra Gold Mastercard.

  • Earn 1 point for every $1 spent on everyday purchases
    

Insurance

Emergencies happen. You can relax with the Centra Gold Mastercard in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.


Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance. By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Offer Details

Embrace the moment with Centra Gold in your pocket!

Apply for a Centra Gold now and get up to 2,000 Flex Rewards welcome points! Earn 1,000 points just by making your first purchase and another 1,000 points when you reach $1,500 in qualifying transactions within the first 100 days.This offer is available from January 1, 2025 and expires on December 31, 2025*Click here to view the offer Terms and Conditions.

Simplify your finances with 0% interest on Balance Transfers for 9 months.

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%.

This offer is available from January 1, 2025 and expires on June 30, 2025. *Click here to view the offer Terms and Conditions.